Archive for March, 2010

Free Eats Today – March 23, 2010

These days everyone loves to hear about free offers. Here are a few tasty items that are free today:

  • Starbucks has Free Pastry Day. To take advantage of this offer, you must purchase a beverage and present this free pastry day coupon. You may printout the coupon or show it to the barista on your mobile device. Hurry, because this offer ends at 10:30 this morning.
  • Ben & Jerry’s is giving you a free scoop of ice cream today. This offer is from 12 p.m. to 8 p.m. and is absolutely free. Click here for more information on Ben & Jerry’s Free Cone Day or to find a location near you.

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The Free and Easy Way to Check your Credit Report

When is the last time you checked your credit report? Did you know that you can get a free copy of your credit report every year? The Fair Credit Reporting Act legally requires the three nationwide credit reporting companies (Equifax, Experian and TransUnion) provide you with a free copy of your credit report every 12 months.

To receive your free credit report by law, you can request it:

  • Online - Visit AnnualCreditReport.com. This site offers additional products and services for a fee. Just say no to the additional offers to receive your free credit report.
  • Phone - Call 1-877-322-8228

Reviewing your credit report gives you an opportunity to verify the accuracy of the information reported. You also have a chance to identify and address any discrepancies. Requesting your credit report every four months from a different credit reporting company allows you to monitor your credit year round for free.

Beware of websites who promote free credit reports to lure you into purchasing other products and services. Visit the Federal Trade Commission (FTC) to learn more about these imposter websites.

 In the spirit of St. Patrick’s Day, check out the FTC’s video:

Categories: Credit

5 Ways to Save Money on Groceries

Grocery Receipt

This receipt shows over $75 in savings

Many of us spend hundreds of dollars a month on groceries and don’t even realize it. The other day in the grocery store, someone expressed his concern about the amount of money his family spent on groceries — they averaged $300 a week. That amounts to roughly $1,300 a month on food!

“You’ve gotta eat,” but what if you could save more money on your groceries?

Here are five ways to help you save money on your groceries:

  1. Create a grocery shopping list and stick with it in the store. Planning ahead helps you identify the items you really need. It also (more…)
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