You’ll Never Guess What I Found on My Credit Card Statement
A month ago (on this very day), I wrote a blog post about new changes in the credit card industry. Last week it was reported that the Consumer Financial Protection Bureau (a.k.a. the nation’s largest consumer protection organization for financial products) called on...
Dining Out – Ladies Beware of This…
Ladies, ever wonder where to put your purse at a restaurant? Yesterday I found myself thinking about the same thing at lunch. To hang my purse on the back of my chair or not—that is the question. Since we were seated at a table for four, the woman I met for lunch...
America Saves Week
Every year one of the top financial New Year’s resolutions is to save more money. Sadly, many of our resolutions are broken within the first month. Have you ever broken yours? I know I have (just being honest!). The good news is that you don’t have to wait until next...
Lifetime Lottery Winner Paid Over $14,000 in Check Cashing Fees
Who wouldn’t want to win $500 a week for life? It sounds like a dream come true. But sometimes that dream can turn into a living nightmare. A Florida man, Malcolm Ramsey, won the lifetime $500 a week lottery. And in less than four weeks he spent over half of his...
How to Get Your Free FICO Credit Score
Would you like to see your free credit score? Yes, free. Forget about all those jingles, scams and gimmicks promising you a free credit score. Then you open up your monthly statement only to see you’ve been charged. What?!? Well, now some creditors are giving their...
Target Data Breach – Was Your Account Information Stolen?
Sound the alarm! Up to 40 million customers credit cards and debit cards may have been hacked at Target. If you’ve shopped at Target (in the store) from Black Friday through December 15th, 2013 your account may have been compromised. Apparently this issue is only for...
Your Health is Your Wealth for Real
At a financial conference, one man exclaimed, “Your health is your wealth.” That’s the truth. But isn’t it something how we often take our health for granted until we get sick? Health and wealth tie closer together than you might think. As William Danforth once wrote,...
Don’t Fall for Credit Repair Scams
Last night on NBC 5 Investigates they showed us “The Gospel Truth about Credit Repair.” So what's the gospel have to do with credit repair? Apparently a minister’s credit repair business allegedly scammed consumers out of their hard earned money. Click here to see how...
New IRS Change to Health Care FSA
Flexible spending accounts (FSA) are a great way to save money on taxes. They allow you to use pretax dollars for ‘qualified’ health care and/or daycare expenses. However, the downside to these accounts is the “use-it-or-lose-it” rule. Use-or-Lose Rule For those...
Money Smart Kid’s Jar System
When it comes to money management having a system helps. Last month, I attended a financial event where Mario Gage (the first Money Smart Week Kid) shared the “three-jar system” his parents taught him. Here’s how it works. For every dollar he receives, it’s divided...
