Mortgage Rates Dip Again – Is Refinancing Worth it?
It’s the perfect market for homebuyers – record low mortgage rates and attractive home prices. On the other hand, existing homeowners are feeling less enthusiastic about the current market conditions with foreclosures, short sales and home prices falling. The good...
How to Save Money on Your Disney Trip
So you wanna see MICKEY MOUSE? Well, the magic's gonna cost you. Starting today (August 5, 2010) Disney's raising park (Disney World, Disneyland) ticket prices. Here are the secrets of a frugal traveler that show you How to Save Money on Your Disney Trip. Plan ahead –...
Do You Need some Sales Tax Relief?
Living in Illinois, the only time I ever heard of sales tax savings was in a furniture store offer. Now times are a changing, because for the first time - the state of Illinois is having a sales tax holiday (August 6th – 15th) on school supplies, clothes and shoes...
5 Ways to Teach Kids about Money
Children receive very little financial education in school and most of what they learn comes from home. The earlier you start teaching your kids about money the better. Sharing good money management principles prepares them to make better financial decisions (spend...
Know Your Rights and Stop Debt Collector Abuse
In my post Are You Being Sued for Your Debt?, I started with “Forget about the phone calls and aggressive communication tactics…” After I wrote that post it seems like I was a magnet for a series of debt collector abuse articles online. Contrary to the way my post may...
How Much Are You Willing to Downsize Your Lifestyle?
After reading the title of this post you may be saying, “given the economic climate many people have learned to live on less.” And you would be absolutely right, because overall our spending habits have changed. My question to you is still, how much are you willing...
Are You Being Sued for Your Debt?
Forget about the phone calls and aggressive communication tactics – how would it feel to be subpoenaed by your creditor? Yes, it can happen. Your creditor can actually sue you to collect on debt owed. With many Americans struggling to pay their bills, we have seen an...
5 Steps to Improve Your Credit Score
Nationally credit scores hit a new low with 25.5% of consumers with a poor credit score of 599 or less. Historically 15% of consumers fell into this category, read MSNBC’s article Americans' credit scores at new lows for recent credit score trends. Improving your...
What’s the Worst Financial Advice You Ever Received?
A few weeks ago when I wrote the post What’s the Best Financial Advice You Ever Received?, my husband told me that it would be helpful for people to share the worst financial advice too. I agreed, but thought it would be easier to keep the two separate. Thanks to all...
Enjoy Your July 4th Weekend
July 4th is almost here. It’s the day we celebrate Independence Day with great food, entertainment and outdoor fun. I hope you enjoy your July 4th weekend! July 4th Special Offers AMC Theatres is offering $1 for any size popcorn and $1 drink on July 4th. Click here...