Top 5 Reasons to Open Your Bill
Do you have feelings of anxiety, stress or embarrassment when you think of opening your bills? If so, finding the courage to open your bills can help you overcome these feelings and face the fear of the unknown. If you feel like your drowning in debt, then the best...
New Overdraft Rules: Opt-in Required on Debit and ATM Cards
Starting July 1, 2010 new overdraft rules go into effect for everyday debit card purchases and ATM transactions. Prior to these new rules, customers were automatically subjected to the financial institution’s discretionary practices of approving debit/ATM card...
Minimum Payment Warning: Does it Make A Difference?
Credit card reform went into effect in February, have you noticed any changes on your statement? Credit card companies are required to give consumers more disclosure on credit card statements. The new Minimum Payment Warning section shows consumers the cost of paying...
Cash is King: Sometimes it’s the Only Way to Pay
Have you ever heard the saying Cash is King? These days Cash is King and sometimes it's the only way to pay. A few months ago, on our way back home from Florida, we went to a small café to eat. As we waited to be seated, I noticed a small sign that read: “Cash only –...
Memorial Day Savings to Jumpstart the Season
Memorial Day is a day of remembrance for those who valiantly served and gave their lives for our country. I’d like to start this post by saying THANK YOU to the men and women who retired or actively serve in the armed services. Memorial Day is a time of reflection. It...
Mortgage Rates Hit a New Low
Yesterday I read an interesting article on Yahoo Finance, “Mortgage Rates at New Lows, Thanks to Europe's Debt Crisis.” We’re accustomed to hearing about low mortgage rates, but these rates have hit a new low! How low are mortgage rates now? It has been reported that...
Attention New Homeowners: Avoid the Debt Trap
With a new home comes lots of excitement. After all, home ownership has been deemed part of the American Dream. If you’re a recent homebuyer, congratulations on your new home! My financial message to new homeowners is Avoid the Debt Trap. You may be asking yourself,...
Help for Homeowners Facing Foreclosure
Although the stock market and other economic indicators are showing positive signs of a rebound, the reality of home foreclosures continue to impact homeowners across the nation. To combat this reality, there are efforts underway to help homeowners save their homes....
Are checks becoming archaic?
Earlier this week I read an intriguing blog post on wisebread.com, “Ask the Readers: Are Checks a Thing of the Past? (Chance to win $20!).” It’s not the $20 that grabbed me, but the idea of checks being a thing of the past. I reminisced back to how excited I was to...
Uncover the Truth: 5 Reasons to Check Your Credit Report
According to a recent financial literacy survey, about 65% of adults have not checked their credit report in the past year. Have you seen your credit report lately? Checking your credit report helps you uncover the truth about what is being reported about you. ...
