Just driving around, you might notice something different at a gas station. A price for cash and a price for credit. They are listed individually because cash is less than credit.
The other day someone told me a repairman wanted to charge her 3% more to use a credit card. And they didn’t take checks. What’s a customer to do? Cash or credit only.
Do you pay more with plastic or less with cash? The choice is yours.
I’ve been there myself. The only difference is the businesses always took checks. So I was a check writing queen!
Cash over Credit?
The easy answer is to pay with cash to save money. But be sure to keep a record of the transaction. They should be able to give you a receipt, invoice or something to document your business transaction.
For more peace of mind or mere convenience, depending on the kind of transaction, you may opt to pay the [Read more…]