Beware of New Credit Reporting Practices that Go Beyond Normal
After the subprime mortgage debacle, lenders have been reluctant to approve loans and extend credit. The days of loose lending practices (e.g. stated income mortgages) have been replaced with stricter standards to mitigate risk. Lenders have turned to credit bureaus...
Are You Clipping for Education?
November’s here and Thanksgiving is the day that sticks out most to my seven year old. In the spirit of Thanksgiving, during the month of November, I will write a weekly blog post on GIVING. I’d like to start by asking you a question — Are You Clipping for Education?...
3 Banking Fees You Can’t Afford to Waste Money On
This is a guest post by Fred, who manically monitors CD rates to help you save more money. Banking is a part of life. In today's economy, it's nearly impossible to function without a bank. That doesn't mean you need to be wasting money on fees, however. No matter your...
Black Friday Deals Starting Early in 2010
Traditionally, Black Friday sales begin the day after Thanksgiving, but this year they’re starting earlier. Retailers like Sears, Target, Toys R Us, Wal-Mart and Amazon are offering holiday shoppers’ deals as early as October. Upcoming Black Friday Sales Sears “Black...
Credit Cards – The Good, Bad and Ugly
What do you think of credit cards? They can be good, bad and ugly. Some may say credit cards are so BAD - you simply need to stay away from them, cut them up or freeze them. Here’s my take on credit cards - the good, bad and ugly: The Good If you use credit cards...
How to Protect Yourself Against Identity Theft
Identity theft is one of the fastest growing crimes today. Every year millions of victims are faced with the frustration and anguish over the time spent (sometimes years) fighting to resolve the issue. What can you do about identity theft? Safeguard your personal...
How To Get Free Seat Upgrades, Hotel Room Upgrades and Other Perks With Airline Credit Cards
The following post is by Kevin from CreditShout, a personal finance site dedicated to helping people save money with credit cards. If you have to have a credit card (and many people do nowadays), why not get one that gives you something back? Airline credit cards are...
Beware of Email Fraud – Protect Your Identity
If your email box is anything like mine, I’m sure you have a process for those you open and delete. The most annoying emails I receive are the fraudulent ones. You know the emails that claim you’ve won the lottery, a car or an inheritance from someone you never even...
Have You Booked Your Holiday Travel Plans Yet?
It’s hard to believe this year’s almost over. We’re halfway through October and before you know it - Thanksgiving will be here. Have you booked your holiday travel plans yet? Thanksgiving and Christmas are the busiest times of the year for travel and considering the...
Take Advantage of Additional Savings at Checkout
Have you ever paid attention to the coupons you receive at checkout? Some stores print them on the back of your sales receipt and others dispense them from a machine. If you’ve never looked at them you may be passing up on some great savings. As for me, I usually sort...
