Beware of Penalty APR on Credit Cards
The other day my friend was upset about her credit card bill. She said, “It’s so hard to pay it...
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Category: Credit Cards
Are Credit Card Billing Errors Costing You?
Credit cards can be confusing. I know someone who used to pay her credit card bill after every...
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Lower Your Credit Card Interest Rate
Many people think the only way to lower their credit card interest rate is to do a balance...
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How to Give Your Credit Score a Boost
Your credit score matters. A good credit score can open up new doors for you. Last week, I joined...
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No Interest and Same-as-Cash Credit Offers Explained
Here’s my question: When you say that the penalty for late payment is interest backdated to the original amount of the purchase, is that interest rate applied as a fee or
Read MoreWhy Does Credit Cost More?
Just driving around, you might notice something different at a gas station. A price for cash and a price for credit. They are listed individually because cash is less than credit. The other day someone told me a repairman wanted...
Read MoreMillions Could Be Missing out on this Credit Card Perk
I’m a firm believer in maximizing the power of your plastic. I mean that’s really the best thing about credit cards anyway. Right? The perks. Several months ago, I found out about one I had been missing out on. It made me want...
Read MoreNew Chip Card Technology
Attention all credit card and debit card holders: There are some new changes coming your way. If you’re a credit card holder, you probably already got one. Major credit cards like Visa, MasterCard, American Express and...
Read MoreYou’ll Never Guess What I Found on My Credit Card Statement
A month ago (on this very day), I wrote a blog post about new changes in the credit card industry. Last week it was reported that the Consumer Financial Protection Bureau (a.k.a. the nation’s largest consumer protection...
Read MoreHow to Get Your Free FICO Credit Score
Would you like to see your free credit score? Yes, free. Forget about all those jingles, scams and gimmicks promising you a free credit score. Then you open up your monthly statement only to see you’ve been charged. What?!?...
Read MoreTarget Data Breach – Was Your Account Information Stolen?
Sound the alarm! Up to 40 million customers credit cards and debit cards may have been hacked at Target. If you’ve shopped at Target (in the store) from Black Friday through December 15th, 2013 your account may have been...
Read MoreCredit Problems? Get the Credit You Deserve
It’s time for you to get the credit you deserve. After all, your credit really does matter. It could open the door to unbelievable deals like a 60-month interest-free loan on a brand new car. On the flip side, the door could be...
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