Why You Need an Emergency Fund and How To Get Started
An emergency savings fund is when you set aside money for unexpected expenses. This money is used for emergencies only. Having an emergency fund gives you the money you need to pay for essentials when you need it most. Best of all, you'll have more peace of mind. It’s...
Lower Your Credit Card Interest Rate
Many people think the only way to lower their credit card interest rate is to do a balance transfer. That’s not always the case. You may be surprised to hear you can get a lower rate from your existing credit card company. Of course having a lower credit card annual...
Beware of Text Message Scams
Text message scams are on the rise. Don’t fall victim to these phishing scams. Scammers are using different tactics with one goal in mind - to get your personal information (bank information, social security number, ID). Whether it’s trying to contact you via text...
Should You Refinance Your Mortgage?
Mortgage interest rates are at record lows. People are taking advantage of this big money saving opportunity. They are buying homes and refinancing mortgages too. So the housing market is booming. And home sellers are cashing in at top dollar. The other day someone...
How Failure Leads to Success
Failure can be hard to talk about or accept. If you have a pulse, you’ve probably failed before. Haven’t we all failed at something? Back in school, it may have been a quiz or a test. People fail in many areas: at work, in relationships, a driver’s test and the list...
How to Achieve Your New Year’s Resolutions
Happy New Year! Are you one of the millions of people who make New Year's Resolutions every year? How's that been going for you? They say only about 8% of people who make New Year's Resolutions actually succeed. That's a 92% failure rate! It's 2021, what do you want...
Don’t Quit, Never Give Up
"Many of life’s failures are people who did not realize how close they were to success when they gave up." - Thomas Edison Sometimes things don't go as planned. And as some people say 👉 Life Happens! No matter what the problem is, I want to encourage you to--Never...
Are You Overpaying for Prescription Drugs?
No matter what lawmakers promise – prescription drug costs keep rising. Do you want to pay less for your medication? You could be overpaying for prescription drugs — and not even know it. Let me explain.
How to Give Your Credit Score a Boost
Your credit score matters. A good credit score can open up new doors for you. Last week, I joined Experian's #creditchat and we discussed "How to Boost Your Credit Score." Here are some tips from that #creditchat to help you improve your credit score. What's a Good...
Want to Get Out of Debt?
Debt is a four letter word. Too much debt can feel like a weight on your shoulders. But what if you could get out of debt and change that? If you're struggling with debt, you're not alone. Millions of Americans are too. In fact, Experian's 2019 Consumer Debt Study...
