Archive for Life

Happy Thanksgiving!

Happy Thanksgiving!Can you believe it’s Thanksgiving already? I sure can’t. Now is the time for sharing and reflecting on the many things and people we have to be thankful for.

While I try to have an attitude of gratitude throughout the year. I’d like to take this moment to send you a special THANK YOU. Thanks for your time!

You see time is something we never get back. And I really appreciate the time you’ve spent reading blog posts like this one and your participation in general.

May your Thanksgiving be filled with joy, peace and happiness. And lots of good food and fun too! (more…)

Categories: Life

Attention Ladies – Brand New Woman Conference

It is easy to live for others, everybody does. I call on you to live for yourself.” ― Ralph Waldo Emerson

It’s true. As mothers, wives, grandmothers, aunts and sisters we’re always living for those around us.

But isn’t it time that we live for ourselves? After all, the stronger we are, the better we can be for everybody.

It’s kind of like when you’re on an airplane and the flight attendants tell you the safety procedures. They say you must put on your mask before assisting others. In other words, help yourself first.

That’s why I’m so excited about the Brand New Woman Conference. It gives you a chance to take some ME time and focus on YOU. Your health, wealth and self.

The Brand New Woman Conference is on December 8th, 2012 in my hometown (Jacksonville, FL). Come and be rejuvenated, inspired and educated. Tickets are only $25/each (now that’s affordable and lunch is included). Hurry there are limited tickets available!!!

I hope to see you at the Brand New Woman Conference. :)

Categories: Life, News

25 Inspiring Quotes to Keep You Moving…

It’s easy to get discouraged. Especially when there’s a lot of negativity in the air. And nothing’s going your way.

Sometimes you need a burst of inspiration to get re-energized. If that’s you, these 25 inspiring quotes will not disappoint.

They could motivate you to new heights. Or even propel you in a better direction. Who knows?

As you read each and every word of this blog post, you’ll find the secrets to success. So you can keep moving. (more…)

Categories: Life

Don’t Quit – You Can Do It!

Sometimes life has a way of beating us up. Whether it’s the naysayers, hurdles or obstacles standing in your way. It’s important to remember these four words – you can do it!

No matter how it looks or how you feel. As Winston Churchill said, “never, never, never, never give up.”  Just keep trying until you reach your goal. You can do it, but you have to stick with it.

Have you ever felt like giving up? We all have, but it’s what we do despite this feeling that counts the most.

Don’t Quit

When things go wrong, as they sometimes will,
When the road you’re trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile, but you have to sigh,
When care is pressing you down a bit,
Rest, if you must, but don’t you quit. (more…)

Categories: Life

KNS Financial: Get Your Money Right Book Review

Back in October, I had the pleasure of meeting Sherrian Crumbley from KNSFinancial.com at the Financial Bloggers Conference. She is a personal finance blogger with a simple and clear approach to money. Sherrian educates readers about money using biblical-based financial principles.

And I thought it would be a great idea to get Sherrian’s opinion on “Get Your Money Right.” When I showed her the book, I was happy to hear that she wanted to read it and write a book review.

Here’s an excerpt from Sherrian Crumbley’s insightful “Get Your Money Right” book review (Click here to read the entire review – it’s worth the read!):

Get Your Money Right is not another system.  It is a practical look at what we all face on a day-to-day basis in regards to money, the mistakes we make, and how, by well-informed decisions and actions, we can take every aspect of our financial life and make it work toward our goals.

This book paves that path by taking the reader by the hand, giving them the courage to move out of their current situation, and providing them with the primary tools they’ll need to make sure they never go back to a debt-ridden life again.

As far as motivation, Kembala gives: examples from her own life, words of wisdom, case studies, inspiring quotes, and success stories.  These are seamlessly weaved throughout each chapter to help cement the reader’s resolution to change. (more…)

KNS Financial – Are You Faithful with a Few?

I really appreciate Sherrian’s thoughtful book review. She has an inviting, easy to read writing style. What I appreciate most about her personal finance blog is that it’s well-written and very informative.

I encourage you to check out KNSFinancial.com, so you can learn powerful lessons to be “faithful with a few.” (more…)

What Readers Say About Get Your Money Right

Here’s what readers are saying about “Get Your Money Right”. Please click the link to read reviews in entirety.

Barnes and Noble reviews :

Must Read if you need help with your finances Get Your Money Right is an excellent book if you need help in any and all financial areas as well as in life. This book is very positive in helping to solve any financial issue you are having. She uses meaningful, positive quotes. Kembala explains from getting out of debt to budgeting to saving to giving in an easy, understanding way. This book motivates you in getting started right away to resolve your financial issues.

This book is a must have! Get you money right is a book that I should have read over 20 years ago; I wouldn’t have created some of the financial issues I am dealing with. But, this book has been instrumental in helping me to start down the path of taking control of my finances. Kembala writes in a manner that is encouraging and positive. Some may come from a background of just making ends meet, so you really didn’t learn how to “Get Your Money Right”. You only knew how to put food on the table or live pay check to pay check. Don’t worry, Kembala teaches you things you may not have learned. One of the best things about this book is, it is written in a manner that the average person can understand.

Excellent Book to Get Your Finances in ORDER! Excellent Book!! A personal finance “money” book with pure optimism—it assures me that we can get out of a debt hole AND it shows (step by step) how to do it.

I read the book in 7 Days…….taking one day to read and digest each of the seven Financial Keys (Key #3 was my FAVORITE). Get Your Money Right teaches practical (and emotional) ways to gain money control. The book helped to strengthen me in multiple areas of my life; not just finance.

Great Book!! Highly Recommend!! Get Your Money Right” is an excellent read and offers unparalleled information regardless of your financial situation or competency. I like to think of myself as having a very high financial IQ. I make a comfortable six-figure salary, own several high dollar real estate properties in the greater Miami area with an entrepreneurial spirit and I found this book extremely insightful.

The 7 keys build upon themselves in a logical order with the first key Developing the Right Mindset is the foundation and most helpful. Keys 3 and 7, Watch Where Your Money Goes and Be Grateful and Give Freely, respectively, are significantly beneficial and inspiring.

FANTASTIC BOOK: This is really A Must Read. This book is very easy to read and it deals with many real issues pertaining to personal finance. Everyone can benefit from reading it.

MUST read for these tough economic times! This book is very motivating. It’s not like the other finance books that use financial jargon that makes you feel clueless to what the author is saying. It hits the nail right on the head. It is an easy read with everyday steps you can take to make changes that will work. I (more…)

A Special Thank You…

Get Your Money Right Book“Get Your Money Right” is about helping YOU improve your finances. That’s why I love taking your calls and reading your emails, book reviews and messages.

Some of your personal stories and breakthroughs have almost moved me to tears.

I’m humbled by your feedback:

  • It’s an honor to hear you say that my book inspires you like esteemed authors Dale Carnegie and Dave Ramsey.
  • One woman said, “My husband never reads books, but he read yours in three days.”
  • It hit the mark. “Get Your Money Right” is an easy read. And readers are getting results.

Hearing your joy and kind words lets me know that I’m on the right track. :-D

A Special Thank You to “Get Your Money Right” Readers
Thank you so much for investing your time, money and energy!

As Dr. Seuss once said, “The more that you read, the more things you will know. The more that you learn, the more places you’ll go.”

Speaking of reading, some of you confessed that you’re not a reader. You said, “I don’t read books.” Yet, you read my 214-page book. And for that I thank you!

You’re Putting “Get Your Money Right” into action
This book was written to help you ‘get your money right’. And it’s great to hear that you’re taking action and getting results. (more…)

13 Words that Could Transform Your Life

Albert EinsteinAlbert Einstein once said “Insanity: doing the same thing over and over again and expecting different results.” These words of wisdom can help you in any area of life.

The underlying meaning is you have to change what you’re doing to get better results. Whether you’re trying to lose weight, get out of debt or quit smoking—you can’t keep doing the same thing and expect another outcome.

To achieve success you have to take action and change what you’re doing. That’s what Thomas Edison did when he invented the first light bulb. And if you look back throughout history many of the greatest inventors kept trying in different ways until they got it right.

If you don’t like where you are today, I encourage you to look for new ways to achieve your goals. And put them into action to drive the results you desire. One more thing: never give up.

Photo: Mimsen

 

Categories: Life

5 Steps to Make Your New Year’s Resolutions a Reality

With every passing year, we are given a chance to reflect on the past and start anew. As Oprah Winfrey once said “Cheers to a new year and another chance for us to get it right.”

That being said, have you set your New Year’s resolutions yet? Perhaps, there’s something you’d like to improve on this year. And the key to actually making your New Year’s resolutions a reality is how you go about it.

Here are 5 Steps to Make Your New Year’s Resolutions a Reality:

  1. Make the Decision and Be Committed – Whether you want to lose weight, save money, quit smoking or anything else the first step is to make the decision. But making the decision alone is not enough, you must be committed to your goal. In other words, you have to be willing to do what it takes to achieve it.
  2. Set Your New Year’s Resolutions – Now that you’ve decided what you want to achieve, it’s time to write it down. It’s important to be specific about what you want to achieve, make sure it’s realistic and set a target date. For example, instead of just writing I want to lose weight. You could be more specific and write “Lose 25 pounds by June 30, 2012.”  After you’ve written it down layout the actions (e.g. eat healthier, exercise) you’ll need to take to make it happen. Then capture the actions down on paper too.
  3. Find an Accountability Partner – Do you know anyone you trust that you can share your New Year’s resolutions with? This person could be your accountability partner. Someone who will be there to encourage, motivate and hold you accountable for achieving your goals.
  4. Track Your Progress – In order to achieve success you must keep your New Year’s Resolutions in front of you, stay positive about achieving them (better yet, visualize your success also) and track your progress. Tracking your progress will help you identify whether you need to change what you’re doing to get more desirable results.
  5. Celebrate Your Successes – Be sure to do something to recognize your achievements. Keep it simple, but be sure to take the time and celebrate your accomplishments. This will keep you motivated and moving in the right direction!

I wish you all the best in 2012 and beyond.

Feel free to share your thoughts or any other tips. Thanks for reading!

Categories: Life

How Much Could You Buy with $5?

Yesterday my five-year old daughter went on her first shopping trip without us. In fact, Kiara and her classmates shopped without any parents. I gave her $5 and she came home with more than I would have expected. She bought slippers and a book for her sister, a picture frame for her dad, massaging slippers for me, and even got herself a new art set and markers. All of this for only five bucks.

How did she buy it all for just $5? Where did she go? Well, it was no shopping trip to the dollar store. That’s for sure.

She actually shopped at school. Her school has Shopping Day every year. It’s when the kindergarteners and first graders get a chance to put what they learned about money into action.

Shopping Day teaches students how to:

  • Use money to buy things. They have to be able to identify and count their money.
  • Think of others. I think it’s great that they are using the holiday season to help them learn the importance of caring for others. For example, Kiara bought something for everyone in her family. :-D
  • Giving. Parents and teachers donate items (new or “very slightly used”) for Shopping Day. And all of the cash proceeds are donated to those less fortunate.

Kiara absolutely loved shopping day and it showed on her face (all smiles). And she couldn’t stop talking about it. She told me some of her friends were really great shoppers. Kiara also noticed that a few of them were a little selfish because as she put it “they only bought things for themselves.”

I have to say I’m proud of Kiara. She learned a lot on Shopping Day. She was confident about using money, thoughtful and selected some really nice items (already has an eye for value ;-) ).

Kudos to her teacher Ms. Laine for doing such an awesome job putting this real-life experience together!!! Keep up the great work!

Shopping is one of the best opportunities to teach kids about money. And the lessons here go beyond your typical how to count money and receive change scenario. Do you have any other great ways to teach kids about money to share?

Photo: PublicPhoto.org

 

Categories: Giving, Life
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